5.2 Rolls Royce

Before going overseas on business, a rich man drove his Rolls-Royce to a New York City bank and went in to ask for an immediate loan of $5,000. The loan officer insisted on a guarantee, so the man handed over the keys to his Rolls-Royce.  The loan officer had the car driven into the bank’s underground parking lot for safekeeping, and gave him $5,000. Two weeks later, the man returned to pay his loan and get his car back. “That will be $5,000, and $15.40 in interest,” the loan officer said. The man wrote out a check and started to walk away. “Wait, sir,” the loan officer said. “Why would a rich man like you need to borrow $5,000?” The man smiled. “Where else could I park my Rolls-Royce in New York for two weeks and pay only $15.40?”